Timeshare Resale Financing Options

Many of our clients who are seeking to finance their timeshare use small home equity loans or signature loans with their local bank, but feel free to also contact the lenders listed below to compare rates and terms. Due to the fact that these sources of financing are not affiliated with A Timeshare Broker, Inc., you will need to contact them directly to apply and find the most current rates and terms.

Vacation Club Loans

all timeshare properties

  • They offer up to a 4% discount to Disney Vacation Club buyers thus making competitive rates start as low as 9.9% based on great credit.
  • Finance up to 80% of the contract purchase price for up to 5 years!
  • No minimum loan amount.
  • No prepayment penalties.
  • No monthly fees added.
  • No mortgage recording fees thus saving you hundreds of dollars on closing costs.
  • Just a one time $179 loan origination fee paid at closing.
  • To see your low monthly payments, click here on our easy to use calculator: vacationclubloans.com/rates-calculator/
  • To learn more visit their website vacationclubloans.com


LightStream is an online lending division of SunTrust Bank that offers unsecured timeshare financing for consumers with good to excellent credit histories.

  • Unsecured, fixed loans from $5,000 to $100,000
  • Low fixed rates starting at 5.99% APR with AutoPay* for Timeshare and Fractional Financing/Refinancing loan purposes
  • No fees, prepayment penalties, appraisals or down payments
  • A simple online application, with a quick response during business hours
  • Same day funding available (special restrictions apply)
  • No liens or collateral required
  • No need to leverage home equity
  • Financing available for U.S. residents only; may be used for any timeshare/fractional, worldwide
  • www.lightstream.com



  • Competitive rates starting at 9.9%
  • Automatically Approved
  • No prepayment penalty
  • Minimum loan amount $4,000
  • One time $199 loan origination fee paid only if you close on your membership
  • No $5.00 Monthly service fee (This can roughly add plus or minus 1% interest to your loan)
  • Terms up to 120 months
  • No credit checks or financials necessary for any amount
  • Closing costs for the loan will add approximately $150 more to the regular closing costs
  • www.monerafinancial.com

NOTICE: A Timeshare Broker, Inc. has made every effort to provide accurate details, but none of the information stated above is guaranteed by our company. For the most current rates and terms, please contact the lenders directly.

This advertising material is being used for the purpose of soliciting sales of timeshare periods. A Timeshare Broker, Inc & atimeshare.com are in no way affiliated with Disney Vacation Club, Walt Disney Company or any of its subsidiaries. There are no judgments, reports of fraud or pending litigation against the broker from allegations or violations of any Florida statutes. The BBB has processed no customer complaints on this company in its three-year reporting period.