Marriott Destinations Club Points offer timeshare owners a high degree of flexibility. In this article, we’ll be helping you understand the options available to you for situations where you will not be able to utilize your Vacation Points as expected, or if you need a large number of Vacation Points to book your dream vacation. We’ll cover Marriott Destinations Club use year, banking deadlines, borrowing points, and transferring points.
Know Your Use Year
Your Use Year begins on the first day of the month after your closing, which is considered your membership anniversary. This is the time that you are able to use your annual Vacation Club Points, without considering banking points for later use or borrowing from a future Use Year.
For example, say that your Vacation Club contract closed on March 15. Your Use Year would then start on April 1 of each year, and end on March 31st, the following year. Your Use Year is the time period when you can use your points to book your vacation. Keep in mind, the Use Year of your ownership doesn’t necessarily line up with the calendar year.
Banking, Borrowing or Transferring Destinations Club Points
Life happens, and sometimes using your allotted Vacation Club Points to book a vacation in your Use Year is not feasible. Or maybe you wish to book something that requires more points than you have currently available to you. Regardless of your situation, you have options to design the perfect vacation for your needs.
Banking Destinations Club Points
If you wish, some or all Vacation Club Points can be banked to be used in the following Use Year. Banked points from your current Use Year will need to be used within the following Use Year for most membership levels, but are given up to 1.5 Use Years before expiration with the Presidential membership level, and up to 2 Use Years with the Chairman’s Club membership level.
Keep in mind, banking is a one-way affair. Banked points may not be borrowed back into the Use Year they came from. Banked points are also not able to be banked more than once, or transferred to a different Owner.
The section below covers the deadlines for banking points for all membership levels.
Banking Deadlines and Use Period
Banking deadlines and the period that points can be used for after being banked, depends on your membership level. Membership level is determined by the number of Vacation Points you own, you can learn more at the subject with the following link: Marriott Abound Benefits by Membership Level.
| Benefit Level | Annual Vacation Club Points | Banking Deadline* | Use Banked Vacation Club Points |
|---|---|---|---|
| Owner | Up to 3,999 | 6 months | Within the immediately following Use Year |
| Select | 4,000 to 6,999 | 6 months | |
| Executive | 7,000 to 9,999 | 4 months | |
| Presidential | 10,000 to 14,999 | 4 months | Within the following 1.5 Use Years |
| Chairman’s Club | 15,000 or more | 2 months | Within the following 2 Use Years |
| *Prior to the end of current use year | |||
Borrowing Destinations Club Points
Owners can borrow all or some of their Vacation Club Points from the next upcoming Use Year in order to make a larger reservation. The reservation’s check in date will need to be used in your current or following Use Year based on check in date of your desired reservation, and can be booked up to 25 months in advance of the Use Year that you are borrowing from.
For example, your Use Year you wish to borrow from begins on June 1, 2023. On May 1, 2021 you can book a vacation with a check in date in your 2022 Use Year using borrowed points from your 2023 Use Year. If you’d like to learn more about what booking windows are available to you as a Destinations Club owner, you can read our article: Marriott Vacation Club Reservation Booking Windows.
It is important to keep in mind that if you need to cancel the vacation booked with borrowed Vacation Club Points, the borrowed points can be used to book another vacation prior to their original expiration date. Those borrowed points will not be able to be banked for the following Use Year or transferred.
Transferring Destinations Club Points
As long as Vacation Club Points are not banked or borrowed, they are able to be transferred to another Owner or Exchange Program Member. When Vacation Club Points are transferred they will retain the transferring Owner’s Use Year. When points are transferred they will no longer be able to be banked, borrowed, or transferred a second time or traded for Marriott Rewards points.
How To Bank, Borrow or Transfer Destinations Club Points
Marriott Destination Club Points offer Owners so many options to make their timeshare work for them. Whether it is banking or borrowing points, or transferring them to another owner, there is always flexibility. To bank, borrow or transfer Vacation Club Points, visit My-VacationClub.com, or contact your Vacation Ownership Advisor Team at 888-MVC-4VOA (888-682-4862).
